Medicare Advantage Plans
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage
bundles your Part A, Part B, and usually Part D coverage into one plan.
offered by Medicare-approved private companies that must follow rules set by Medicare.
Most Medicare Advantage Plans include Part D (drug coverage)
need to use health care providers who participate in the plan’s network.
set a limit on what you’ll have to pay out-of-pocket each year for covered services.
Some plans offer additional benefits to treat specific conditions.
Medicare limits when you can join, switch, or drop a Medicare Advantage Plan
when you first become eligible for Medicare (anytime beginning three months before the month you turn 65 and ends three months after the month you turned 65).
If you are disabled and have Social Security Disability Insurance, you can join an advantage plan three months before to three months after month 25 of your disability.
You can switch or drop your Medicare Advantage during AEP (annual enrollment period) between October 15th and December 7th of each year.
* Info from www.medicare.gov
CMS Required Disclosure:
“We do not offer every plan available in your area. Currently, we represent 12 organizations which offer 87 products in Indiana. Please contact Medicare at medicare.gov or 1-800-MEDICARE (TTY users can call 1-877-486-2048); or Indiana State Health Insurance Assistance Program (SHIP) at 1-800-452-4800 for help with your plan choices.”
Note:
Though we are contracted and certified with most MAPD and PDP plans in Indiana, we are not certified to sell ALL plan available in your area. Some plans do not work through Independent Agents. However, we use Medicare.gov to present all plans available for sale in your county. Should a plan that we are not certified to sell meet your needs, we will provide the non-member 800 number for that plan so you can enroll through one of the plan’s agents, or you can self-enroll through Medicare.gov or by calling 1-800-MEDICARE.