One thing we've been coming across during this Medicare AEP (annual enrollment period)-- PLEASE remember that if you have an MAPD (Medicare Advantage Plan with RX), you CANNOT then take out a stand-alone prescription drug plan. Many people are getting mailing after mailing in their mailbox, soliciting a RX (Part D) plan. If sign up for a RX plan, it will automatically knock you off of your MAPD plan, and you will have NO medical coverage come January 1!

If you, or someone you know, has mistakenly done this, it is not too late! During AEP, you can switch again back to what you had, and the last thing you sign up for during AEP is what will take effect January 1.

We realize it can all get very confusing. Please contact us if you have any questions at all- the last thing anyone wants is to not have the proper coverage in place come January 1st!